The perfect time to buy was not 2007...

I feel sick. Our home has appraised for over eight thousand dollars less than what we just sold it for. How on earth does a house go from being appraised at $134K to $119K in just under four years? I keep asking myself that question over and over again, but I have no idea what I could possibly be expecting as an answer. I'm sitting here in the family room of my house that just appraised for pot. I wasn't asking for it to appraise for $134,000, but come on, $119,000? This house is nice! Sure, it may not be what my husband (Scott), and I want anymore, but that doesn't mean it isn't a nice house.

What are the options? Do we even have the money? Could we borrow the money from the in-laws? All of these questions are bouncing around in my head, but I have no answers. Instead I am just sitting here wondering how this even happened. How did we make such a poor decision? How did the market get this bad? Why are we the ones that got screwed?

Today I am going to the design center to pick out $500 worth of "extra's" for our new house we are (supposedly) building, just for fun (it's a free $500). I am still looking forward to it, but it will be a bit bittersweet for me since I know that I can't just buy everything I see. Even so, I am very thankful for what I do have, and what I can afford - so I am not going to complain about the things I don't have.

Wishing myself luck for today, and praying that something good happens - because I could really use something positive with this situation!